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asking for a draw11/28
As a small cabinet shop over the years I have asked for a Draw and never had any problems.This last spring a couple called and said they had water damage and the insurance co, told them to get estimates .
I wrote a letter and sent it to the insurance agent explaining the situation
I told the clients the timeline when we signed up then they asked when will they be ready to install I said 5 weeks between the 20th and the 25th , oh they said we will be on vacation that week .
I did not want to clog my finisher up and did not want to move them twice so I told them when they have a date I will send them to the finisher ahead of time .I did and delivered the cabinets a few days after the floor was in. While the cabinets were at the finisher I asked the client for a draw of 50% of the balance I took a 50% deposit to start. I knew the job would not be in and paid before the 1st of the month and that was my goal.The woman of the house agreed but the next day said her father and her boss both told her I would not be back for weeks to finish if she gave me a draw they knew how contractors that can't manage money operate .
Working for insurance companies is not for the faint of heart. I work for a contractor who specializes in this business, it often takes the insurance companies months to ok a bid..... They often would rather pay thousands of dollars to put up homeowners at hotels or rentals, than start or pay for the work that needs to be done to get said homeowner back in their house....
Insurance company adjusters and contractors can make strange bed fellows in some cases .One told me the higher the claim the more he makes as he worked on a percentage of work performed . I thought I helped these folks get what they wanted .